Formula & Calculator

MVRV Ratio (Simplified)

Compares a cryptocurrency's current market value to the aggregate value at which all coins last moved, indicating whether holders are in aggregate profit or loss.

CryptoMarket AnalysisOn-Chain Metrics

MVRV Ratio Calculator On-Chain Valuation

MVRV = Market Cap / Realized Cap
MVRV = Market Value to Realized Value  ·  Market Cap = current market capitalization  ·  Realized Cap = on-chain realized capitalization
⟹ Solve MVRV, Market Cap, Realized Cap
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MVRV Ratio
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MVRV Valuation Gauge
Undervalued (< 1.0) Fair Value (1.0 – 3.0) Overvalued (> 3.0)
MVRV = Market Cap / Realized Cap  ·  MVRV < 1 suggests undervaluation, > 3 suggests overvaluation.

Interpretation

MVRV = Market Cap / Realized Cap. Compares current market cap to the average acquisition price. Used to assess market sentiment.

MVRV = Market Cap / Realized Cap
MVRV Ratio (Simplified)

Variables

SymbolQuantityUnit
MVRVMarket value to realized value ratio
Market CapCurrent total market capitalizationcurrency
Realized CapSum of each coin's value at its last on-chain movementcurrency

What it means

MVRV (Market Value to Realised Value) is a metric used to assess whether a crypto asset is overvalued or undervalued. Realised cap is the sum of each coin’s value at the price it last moved. A high MVRV indicates high profit potential, often a market top. This is used by on‑chain analysts to gauge market sentiment and to identify buying/selling opportunities.

Worked example

MVRV Ratio – Two Detailed Examples

Real‑World
Scenario: Bitcoin has a market cap of $1.2 trillion and a realized cap of $600 billion. MVRV = 1.2e12 / 6e11 = 2.0. An MVRV above 1 indicates the market is in profit. Historically, high MVRV values have preceded market tops. The analyst uses this to gauge market sentiment.
ParameterValue
Market Cap$1,200,000,000,000
Realized Cap$600,000,000,000
1MVRV = 1.2e12 / 6e11 = 2.0
Result 2.0 ✓ Profitable market
Scenario: In a bear market, market cap drops to $800 billion while realized cap is $900 billion, giving MVRV = 800/900 = 0.89. Below 1 indicates the average holder is at a loss, which can signal a bottom. The investor uses this to identify accumulation zones.
ParameterValue
Cap$800,000,000,000
Realized Cap$900,000,000,000
1MVRV = 800e9 / 900e9 = 0.89
Result 0.89 ✓ Losses
Insight: MVRV compares market cap to realized cap. Values above 1 suggest holders are in profit; below 1 suggests losses. It is used to identify market tops and bottoms.

Common mistakes

  • MVRV ratio: Market Cap to Realised Cap – measures market sentiment.
  • Market cap: Current market cap.
  • Realised cap: The sum of the value of all coins at the price they last moved.
  • MVRV >1: Market is in profit on average; <1 indicates losses.

Applications

MVRV Ratio (simplified) compares market cap to realised cap, indicating whether the market is overvalued or undervalued based on the average acquisition price of coins. A high MVRV suggests overvaluation. Investors use it to time market cycles. Understanding MVRV helps in identifying potential tops and bottoms.

  • Assessing market valuation relative to cost basis
  • Identifying potential market tops and bottoms
  • Timing investment decisions based on on‑chain data
  • Fundamental analysis of holder profitability
  • Educational understanding of realised cap

Frequently Asked Questions

Q01How do I calculate the MVRV ratio, which compares a cryptocurrency's market cap to its realized cap to see if holders are in profit or loss?
A01

MVRV = Market Cap / Realized Cap. A value above 1 means holders are in aggregate profit; below 1 means they are in loss. For example, if Market Cap is $1.2T and Realized Cap is $600B, MVRV = 2.0, indicating significant profit.

Q02What is realized cap and how is it different from market cap?
A02

Realized cap values each coin at the price it last moved on-chain, whereas market cap values all coins at the current price. Realized cap gives a cost-basis view of the network.

Q03What does a very high MVRV ratio (e.g., >3) indicate?
A03

It indicates that holders have large unrealized profits, which often leads to selling pressure. Historically, high MVRV has preceded market tops.

Q04What does a low MVRV (e.g., <1) indicate?
A04

It indicates that many holders are in loss. This can signal a market bottom, as sellers may be exhausted, and long-term holders accumulate.

Q05How is MVRV used in crypto investing?
A05

It is a popular on-chain indicator to identify market cycle extremes. Many analysts use it alongside other metrics to time entries and exits.

Q06Is MVRV the same for all cryptocurrencies?
A06

The concept applies to any UTXO-based or account-based chain that tracks last movement prices. However, the interpretation may differ by network.

Q07How often does MVRV change?
A07

It changes with price movements and on-chain transaction activity. Realized cap updates only when coins move, so MVRV can be slower to change than market cap alone.

Q08Can I use MVRV for short-term trading?
A08

It is more suited for macro timing rather than short-term trading. For daily trades, other indicators like RSI or volume are more appropriate.